The htw saar does not charge any tuition fees and compared to other German or international university towns, the cost of living in Saarbrücken is relatively low. However, you still need to have approximately 1,000 Euros a month for your semester fee, rent, utilities, health insurance, learning materials, food, and other things.

Many international students look for part-time work to support themselves during their studies. However, finding a good balance between studying and working is not always easy.

Here is some of our advice on how you could finance your studies in Germany:

When you hear the word “scholarship”, you probably think of elite students with excellent grades. Of course, good grades are taken into consideration – but we also look at your dedication to your studies, your social involvement in your community and your financial situation.
At the htw saar, we offer two scholarships that international students can apply to each year:
Besides the htw saar, there are many other organizations that offer scholarships tailored to specific subjects or student groups. You can find more information on these scholarships here:


Part-time work
If you want to work while studying, you need to be aware of certain rules. Please click on this link to find out everything you need to know about working as an international student:
On this page, you can find many interesting job openings for students at the htw saar and in the State of Saarland:


What is BAföG?

BAföG stands for “Bundesausbildungsförderungsgesetz” or – in English – the Federal Education and Training Assistance Act. The goal of BAfög is to create more equal opportunities in the German higher education system. It is a needs-based state student funding system that has been around since 1971. Thanks to BAföG, more than four million people have been able to study since 1971and today, almost one-fifth of students benefit from the Federal Education and Training Assistance Act.

If your own financial means or those of your parents, spouse or partner are insufficient for studying, you can apply for BAföG. To find out more about BAföG and how to apply, check out the links below.
Find out more about BAföG here: What is BAföG?
Your contact in Saarbrücken: Amt für Ausbildungsförderung


BAföG - Federal Financial Aid



Student loans with private banks

Many banks in Germany also offer loans to international students. While this might be an option for the final phase of your studies, please bear in mind that you eventually have to pay back the loan itself plus interest rates.

As a university, we cannot give out recommendations on which bank or loan to choose. However, we advise you to choose wisely and to only take out a loan if all other options are exhausted.


Hochschule für Technik und Wirtschaft
des Saarlandes
Goebenstraße 40
66117 Saarbrücken

Telefon: (0681) 58 67 - 0
Telefax: (0681) 58 67 - 122

Ministerium der Finanzen und für Wissenschaft des Saarlandes

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